Investments (Beta) - FinyxFin Help

📱 Overview

The Investments module lets you track investment portfolios manually using broker accounts. It is designed for offline tracking and does not sync with real brokerage accounts.

🏦

Broker Accounts

Create accounts for each brokerage you use

💵

Cash Balance

Track available cash in each broker

📊

Holdings

Monitor your investment positions

💰

Dividends

Record dividend income per holding

🧪 Beta Feature

Investments is currently in beta. Feature behavior may change, and some functionality is limited. There are no live price updates or automatic brokerage sync — all data entry is manual.

🏦 Broker Accounts

What Is a Broker Account?

A broker account represents an external brokerage (e.g., Vanguard, Fidelity, Charles Schwab). Each broker account holds:

Cash balance — Available funds for buying investments
Investment holdings — Stocks, ETFs, mutual funds, etc.
Dividend records — Income from your investments

Creating a Broker Account

1

Open Investments

Navigate to the Investments section from the sidebar

2

Click Add Broker Account

Start creating a new broker account

3

Enter Broker Name

Name it after your brokerage (e.g., "Vanguard", "Fidelity 401k")

4

Set Initial Cash

Enter the current cash balance in the account

5

Choose Icon and Color

Customize the appearance for easy identification

6

Save

Your broker account is ready to use

💸 Funding a Broker Account

⚠️ Important

Broker accounts do not automatically receive money. You must use Transfers from your regular accounts to fund them.

How Funding Works

Bank Account

→

Transfer

→

Broker Account

To add funds to your broker account:

Go to Transactions
Click Add → select Transfer
Choose your bank account as the source
Choose your broker account as the destination
Enter the amount and save

💡 Tip

This mirrors how real brokerages work — you transfer money from your bank before you can buy investments.

🛒 Buying Investments

1

Open Broker Account

Select the broker account where you want to buy

2

Click Buy Investment

Start a new purchase

3

Enter Asset Name

The stock ticker or investment name (e.g., "AAPL", "VTI")

4

Enter Quantity

Number of shares or units to purchase

5

Enter Price Per Unit

The purchase price for each share

6

Confirm Purchase

Review and complete the transaction

✅ What Happens When You Buy

Cash decreases by the purchase amount, holdings increase by the quantity purchased, and total account value remains unchanged (cash converts to investments).

Before Purchase	After Purchase
Cash: $10,000	Cash: $9,000
Holdings: $0	Holdings: $1,000 (10 shares @ $100)
Total: $10,000	Total: $10,000

📊 Updating Prices

📝 Manual Updates Required

Prices must be updated manually. FinyxFin does not fetch live market data during beta.

To update investment prices:

Open your broker account
Select the holding you want to update
Edit the current price
Save changes

📈 Automatic Calculations

Once you update prices, gains and losses are calculated automatically. You'll see your unrealized profit or loss for each holding.

💰 Dividends

Track dividend income from your investments:

Dividends are recorded per holding — Each investment tracks its own dividend history
Dividend cash stays in broker account — Just like real brokerages, dividends add to your cash balance
Transfer dividends out — Use transfers to move dividend income to your bank accounts

Dividend Flow

Investment Pays Dividend

→

Broker Cash Increases

→

Transfer to Bank (Optional)

💡 Recording Dividends

When you receive a dividend from your actual brokerage, record it in FinyxFin by adding a dividend entry to the corresponding holding. The cash will automatically be added to your broker account's cash balance.

⚠️ Beta Limitations

During the beta period, please be aware of these limitations:

Feature	Status
Live price updates	❌ Not available — Manual entry required
Automatic brokerage sync	❌ Not available — No API connections
Real-time market data	❌ Not available — Update prices manually
Manual data entry	✅ Fully supported
Portfolio tracking	✅ Fully supported
Gain/loss calculations	✅ Automatic when prices updated

🔄 Feature Evolution

This is a beta feature. Behavior, interface, and functionality may change in future updates as we improve the Investments module.

❓ Frequently Asked Questions

Q: Can FinyxFin connect to my brokerage automatically?

Not during beta. All investment data must be entered manually. Automatic brokerage sync may be added in future updates.

Q: Do investment prices update automatically?

No. You need to manually update prices when you want to see current values. Gains and losses will recalculate automatically after you update prices.

Q: Why do I need to transfer money to a broker account?

This mirrors how real brokerages work. You can't buy investments without first having cash in the broker account. Transfers ensure your overall net worth stays accurate.

Q: How do I sell investments?

Open the broker account, select the holding, and choose Sell. Enter the quantity and sale price. Cash will increase and holdings will decrease accordingly.

Q: Are broker accounts included in my net worth?

Yes. The total value of each broker account (cash + holdings) is included in your overall net worth calculations.

Q: Can I track multiple brokerage accounts?

Yes! Create a separate broker account for each brokerage you use (e.g., one for Vanguard, one for Fidelity, one for your 401k).

Q: How do I track retirement accounts like 401k or IRA?

Create a broker account and name it appropriately (e.g., "Fidelity 401k"). Track contributions and investments the same way as any other broker account.

Q: What happens to dividends?

When you record a dividend, it's added to your broker account's cash balance. You can then use that cash to buy more investments or transfer it to your bank account.

💬 Need Help?

📧 Contact Support

Email us at: support@finyxfin.com

Include "Investments Beta" in your subject line for faster assistance.

💡 Beta Feedback Welcome

As this is a beta feature, we'd love to hear your feedback! Let us know what works well and what you'd like to see improved.

Help Topics

🎬 Watch the Video Tutorial