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🎬 Watch the Video Tutorials

Learn how to manage bills and link payments in FinyxFin.

📱 Overview

Bills help you track recurring payments like utilities, subscriptions, and credit card statements. Set up your bills once and FinyxFin helps you stay on top of due dates and payment status.

📅

Due Dates

Track when each bill is due

🔁

Recurring

Auto-generate monthly bills

🔗

Linked Payments

Connect transactions to bills

🔔

Reminders

Get notified before due dates

📋 Types of Bills

FinyxFin supports two types of bills, each with different linking rules:

📄 Regular Bills

Standard bills for utilities, subscriptions, and services.

  • Electricity, gas, water
  • Internet, phone
  • Subscriptions (Netflix, Spotify)
  • Insurance premiums

→ Paid via Expense transactions

💳 Credit Card Bills

Monthly credit card statements linked to your card accounts.

  • Chase statement
  • Amex monthly bill
  • Any credit card payment

→ Paid via Transfer transactions

⚠️ Important Difference

Regular bills are paid with Expense transactions (money leaving your account). Credit card bills must be paid with Transfer transactions (money moving between accounts) — they are never treated as expenses.

➕ Creating a Bill

1

Open Bills

Navigate to the Bills section from the sidebar

2

Click Add Bill

Start creating a new bill

3

Enter Bill Name

Give it a descriptive name (e.g., "Electricity", "Netflix")

4

Set Amount

Enter the bill amount (can be updated later)

5

Set Due Date

When is this bill due?

6

Enable Recurring (Optional)

Set up automatic monthly regeneration

7

Save

Your bill is ready to track

📊 Bill Status

Bills can have the following statuses:

Unpaid Partial Overdue
Status Meaning
Unpaid No payment made yet
Partial Some payment made, balance remaining
Paid Full amount paid — you're done!
Overdue Past due date and not fully paid

💵 Paying Regular Bills

Link expense transactions to regular bills to track payments:

1

Go to Transactions

Open the Transactions screen and click Add

2

Select Expense

Regular bills are expenses (money leaving your account)

3

Enable Link This Transaction

Toggle on the linking option

4

Select the Bill

Only regular bills appear (credit card bills are excluded)

5

Enter Payment Amount

Pay full amount or partial (e.g., $10 of a $60 bill)

6

Choose Account & Save

Select which account pays and tap Add

✅ Automatic Updates

The expense transaction is created and the bill automatically updates to Partial or Paid status based on the payment amount.

💳 Paying Credit Card Bills

Credit card bills require Transfer transactions:

1

Go to Transactions

Open the Transactions screen and click Add

2

Select Transfer

Credit card payments move money between accounts

3

Enable Link This Transaction

Toggle on the linking option

4

Select Credit Card Bill

Choose the credit card bill to pay

5

Save

Transfer is recorded and bill updates

💡 Why Transfers for Credit Cards?

When you pay a credit card, you're moving money from your bank to pay off debt — not spending money. The actual expenses were recorded when you made purchases with the card.

📝 Partial Payments

You can make partial payments on bills:

  • Pay any amount less than the full bill
  • Bill status changes to Partial
  • Remaining balance is displayed
  • Make additional payments until fully paid

Completing a Partial Payment

To pay the remaining balance:

  • Option 1: Right-click the bill → Mark as Paid
  • Option 2: Create another linked transaction for the remaining amount
💰 Amount Changes

If your linked payment amount differs from the bill amount, FinyxFin may prompt you to update the bill. Confirm to accept the new amount.

📅 Bills in Schedule View

View upcoming bills in the Schedule screen:

  1. Open Schedule from the sidebar
  2. Go to the Bills & Loans section
  3. See all upcoming bills with status and due dates
🔔 Apple Reminders Integration

Enable Apple Reminders sync to get bill reminders on your Apple Watch, through Siri, and in the Reminders widget. See the Apple Reminders guide for setup.

❓ Frequently Asked Questions

Q: Why can't I see credit card bills when linking an expense?
Credit card bills only appear when linking Transfer transactions. They're excluded from expense linking because credit card payments aren't expenses — they're debt payments.
Q: What happens when a recurring bill is paid?
Once marked as paid, the next month's bill is automatically generated with the same amount and a new due date.
Q: Can I change a bill's amount?
Yes, edit the bill to change the amount. If you pay a different amount via linked transaction, you'll be prompted to update the bill.
Q: How do I handle variable bills like electricity?
Set up the recurring bill with an estimated amount. When you pay, link the transaction with the actual amount — the bill will update accordingly.
Q: Can I link existing transactions to bills?
Yes, but only from the Transactions screen. Select the transaction, enable linking, and choose the bill.
Q: What if I delete a linked payment?
The bill status will revert — from Paid to Partial, or from Partial to Unpaid — based on remaining payments.
Q: Can I have multiple bills with the same name?
Yes, each bill is tracked separately. You might have "Electricity" bills for different months or properties.

💬 Need Help?

📧 Contact Support

Email us at: support@finyxfin.com

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