FinyxFin Terms of Use

Effective Date: January 2026

1. Acceptance

By downloading, installing, or using FinyxFin, you agree to these Terms.

2. Eligibility

Users between 13 and 18 may use the App only with the involvement of a parent or legal guardian.

3. Nature of Service

FinyxFin is a personal financial organization tool and is not a bank, broker, investment advisor, financial planner, tax advisor, or regulated financial institution.

4. No Financial Advice

The App provides informational insights based on user-entered data and does not provide financial, tax, investment, accounting, or legal advice.

5. Accuracy & Reliance

All summaries, calculations, projections, and analytics are generated automatically and may contain errors or incomplete information. They should not be relied upon for financial reporting, tax filings, or legal purposes.

6. User Responsibility

You are responsible for verifying all financial information before relying on it for any purpose.

7. Data Storage

Your data is stored locally on your device and may be synced via Apple iCloud if enabled.

8. Backups

You are responsible for maintaining your own backups. The App does not guarantee that data will always be recoverable.

9. Data Storage, Backups, and Data Loss

FinyxFin stores financial data locally on your device and may optionally sync data using Apple iCloud services. Because these services depend on Apple infrastructure and your Apple account configuration, we cannot guarantee that data will always remain available or synchronized across devices.

You are responsible for maintaining backups of your financial data using the tools provided within the app. While FinyxFin provides backup and restore functionality, successful recovery cannot be guaranteed in all situations.

To the fullest extent permitted by law, FinyxFin shall not be responsible for any loss of financial data, corrupted files, synchronization issues, or other data-related problems resulting from device failures, software errors, Apple services, user actions, or other external factors.

10. Third-Party Services

The App relies on Apple services including iCloud and StoreKit. We are not responsible for interruptions or failures of these services.

Exchange Rate Information

FinyxFin may display currency conversion information using exchange rate data provided by third-party services such as Frankfurter API.

These rates are provided for informational and convenience purposes only. They may not reflect real-time market prices, bank rates, card network rates, or the exact rates applied by financial institutions.

You are responsible for verifying exchange rates independently before relying on them for financial decisions or recordkeeping.

11. Apple Platform

FinyxFin operates on Apple platforms and may use Apple services such as iCloud and StoreKit.

Apple Inc. is not responsible for the App, its content, functionality, maintenance, or support.

Your use of Apple services is subject to Apple's own terms and privacy policies.

In-App Purchases & Subscriptions

Payments for premium features, subscriptions, or one-time purchases are processed by Apple Inc. through the App Store.

We do not collect, store, or process your payment details.

Billing, subscription management, and refund requests are handled by Apple in accordance with Apple's policies.

Any billing disputes or refund requests must be directed to Apple.

12. Device Security

If your device or Apple ID is compromised, we are not responsible for unauthorized access to your information.

13. Future Integrations

The App may introduce integrations with financial institutions or services in the future. Continued use constitutes acceptance of such functionality.

14. Limitation of Liability

The App is provided "as is" and "as available" without warranties of any kind, either express or implied.

15. Governing Law

These Terms are governed by the laws of India.

16. Jurisdiction

To the fullest extent permitted by applicable law, disputes should ordinarily be resolved in courts located in India.

17. Apple Terms

Your use of this App is also subject to Apple's App Store Terms and Apple's Licensed Application End User License Agreement.

View Apple's Standard EULA


Contact: support@finyxfin.app