FinyxFin keeps each part of your finances in its own section. Budgets, bills, goals, loans, and investments stay separate — so nothing gets buried as your data grows.
No bank login. No third-party server. Syncs through your own iCloud account.
Six dedicated sections — budgets, transactions, bills, goals, loans, and investments. Open any one and you see exactly what belongs there.
FinyxFin organises your budget into three roles: Income, Committed (fixed costs like rent and subscriptions), and Planned Spending (groceries, dining, entertainment). The dashboard shows how much is left to spend freely after both.
Log income, expenses, and transfers manually. Assign a category, add a note, and link each transaction to a budget, bill, loan, or goal. Filter by account, date range, or keyword to find any transaction quickly.
Add recurring payments — rent, subscriptions, utilities — once and track their status each month. FinyxFin creates Apple Reminders for each due date so you get notified on iPhone, Mac, or Apple Watch.
Set a savings target with an optional deadline. Link contributions as transactions so the progress bar updates automatically each time you save. Works for emergency funds, a vacation, a new laptop, or any financial milestone.
Add any loan — mortgage, car, student, personal — with its interest rate and term. FinyxFin calculates the EMI, total interest cost, and full amortization schedule. Log each payment as a linked transaction to keep the balance accurate.
Track holdings across one or more brokerage accounts — stocks, ETFs, mutual funds, or any other asset. Record buys, sells, dividends, and stock splits. Update prices manually when you want. No broker connection required.
Everything else included in the app.
Syncs across iPhone, iPad, Mac, and Apple Watch through your own iCloud account. No FinyxFin server is involved.
View account balances, upcoming bills, and goal progress on your wrist. Supports complications and always-on display.
Home screen and lock screen widgets to check your balance, next bill, or budget status at a glance — no need to open the app.
Create Siri Shortcuts to log a transaction, check a balance, or open a specific section using your voice or an automation.
Bill and loan due-date reminders sync to Apple Reminders. They appear in Siri, on Apple Watch, and in system notifications.
Add your own transaction categories alongside the built-in ones — useful for freelance income, side projects, or specific expense types.
Import transactions via CSV. Export your full data as CSV or PDF for records, tax prep, or sharing with an accountant.
Export a full backup file and restore it at any time. Useful before switching devices or as a local copy alongside iCloud sync.
No FinyxFin account. No FinyxFin server. No bank login required.
FinyxFin doesn't connect to your bank. All transactions are entered manually — no read access to your accounts, no third-party credentials stored anywhere.
If you enable sync, it uses your own iCloud account — the same way Contacts and Calendar work. Your data never passes through a FinyxFin server.
No sign-up, no login, no email address required. Download and start. No ads, no data selling, no tracking of any kind.
Start free. Upgrade when you need more.
Use core features at no cost.
Unlock advanced features with a 7-day free trial.
Pricing is shown in the App Store based on your region
7-day free trial available where supported. Final pricing and trial availability may vary by region and App Store settings.
Step-by-step guides for every section of the app.
Set up accounts, add your first transaction, and learn how each section connects.
Create budgets, assign categories, and understand Income, Committed, and Planned Spending roles.
Log income, expenses, and transfers. Link them to bills, loans, or goals.
Set up investment accounts, add holdings, and track dividends and splits.
Download on iPhone, iPad, or Mac. No account needed. No bank connection required.